About Credit Scoring
How credit scores can affect your mortgage approval.

Credit Scoring and the Lending Industry
How the lending industry uses credit scores.

Dealing with Credit Bureaus
How to deal with credit bureaus.

Dealing with Credit Bureaus
Effective no-nonsense strategies.

Dealing with Credit Bureaus
How to request a credit report.

Removing Negative Credit (Part One)
It's easier than you think!

Removing Negative Credit (Part Two)
Steps to repair Your credit.

Removing Negative Credit (Part Three)
Your rights are important!

Removing Negative Credit (Part Four)
Important information on credit repair.

Removing Negative Credit (Part Five)
Easy items to dispute on your credit report.

Removing Negative Credit (Part Six)
Steps to remove negative credit items.

Removing Negative Credit (Part Seven)
Additional credit repair techniques.

Removing Negative Credit (Part Eight)
Getting the edge on your creditors.

Credit Repair Letters
Use these letters to help when contacting the credit bureaus.

1. General Dispute To Collection Agency

2. Dispute of Collections

3. Dispute to Collection Agency

4. Negotiating a Settlement

5. Negotiating a Settlement with Utility Companies

6. Settlement to Creditors

7. Dispute Related To "Trans Alert" And Soc. Sec. Number

8. After No Response from a Credit Bureau

9. Disputing Specific Items and Inquiries

10. Request Reinvestigation of Items that are Still Showing on Report

11. Answer Letter to Credit Bureau's Request for More Information

Telephone Tips and Techniques
How to speak with the Credit Bureau's Representatives